Through the Lender’s Lens — Anna Clare Harper talks to Ben Barbanel, Head of Debt Finance at OakNorth, a leading UK business challenger bank providing business and property loans to SMEs

In this episode, Anna and Ben discuss OakNorth’s approach to lending and how they use a combination of data-driven and human decision-making processes. They look at how challenger banks are addressing the finance issues experienced by property investors and developers and why OakNorth’s loan book currently stands at £2bn and rising, with continuing strong demand. Ben also shares some great advice for beginner investors and explains why there’s plenty of reason for optimism in the face of uncertainty.

Highlights include:

Why property investors need to professionalize and learn the trade What lenders are looking for in successful applications Why no branches doesn’t mean no human interaction How the use of technology and data benefits bank customers.


‘To listen to the full episode click here:’



Anna Clare Harper is a UK Property Investment Strategist, CEO of property asset manager SPI Capital, author and host of property & investment podcast The Return

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